Difference between revisions of "Investment"
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| + | Andrew Hallam gives the following advices for investment: [Halam] | ||
| + | * Start investing early | ||
| + | * Avoid wealth manager charging high fees. A 2% yearly management fees has dramatic effect over the long term | ||
| + | * Have a mix of bonds and index funds aka [[ETF]]. A rule of thumb for a balanced-risk portfolio is to have your age as percentage of bonds, and the rest in index fund. So for example, if you are fourty: invest 40% in bonds and 60% in stock exchange | ||
| + | * If possible, invest every month and allocate your money such that you keep the target percentage of bonds vs ETF (see above). This means when ETF are cheaper you buy more of them, and when they relatively expensive you buy more bonds. | ||
| + | * Rebalance only once per year. | ||
| + | |||
| + | == ETF == | ||
| + | |||
| + | See [[ETF]] | ||
| + | |||
| + | |||
| + | Leading ETF providers: | ||
| + | * [[Dimensional Fund Advisor]] (DFA) | ||
| + | * [[Fidelity]] | ||
| + | * [[Schwab]] | ||
| + | * T Row Price | ||
| + | * [[Vanguard]] | ||
| + | |||
| + | |||
== Bank accounts in Belgium == | == Bank accounts in Belgium == | ||
* https://www.test-achats.be/argent/payer/calculateur/compte-a-vue?landingpage | * https://www.test-achats.be/argent/payer/calculateur/compte-a-vue?landingpage | ||
| Line 21: | Line 41: | ||
== See also == | == See also == | ||
| + | == References == | ||
| + | |||
| + | * [Halam] [[Andrew Hallam]], ''Millionaire expat: how to build wealth living overseas, 2d edition'', Wiley, 2018 | ||
* [[wage]] | * [[wage]] | ||
Revision as of 14:20, 26 May 2023
Andrew Hallam gives the following advices for investment: [Halam]
- Start investing early
- Avoid wealth manager charging high fees. A 2% yearly management fees has dramatic effect over the long term
- Have a mix of bonds and index funds aka ETF. A rule of thumb for a balanced-risk portfolio is to have your age as percentage of bonds, and the rest in index fund. So for example, if you are fourty: invest 40% in bonds and 60% in stock exchange
- If possible, invest every month and allocate your money such that you keep the target percentage of bonds vs ETF (see above). This means when ETF are cheaper you buy more of them, and when they relatively expensive you buy more bonds.
- Rebalance only once per year.
ETF
See ETF
Leading ETF providers:
- Dimensional Fund Advisor (DFA)
- Fidelity
- Schwab
- T Row Price
- Vanguard
Bank accounts in Belgium
- https://www.test-achats.be/argent/payer/calculateur/compte-a-vue?landingpage
- https://www.mes-finances.be/banque/
Gold
General:
- https://www.test-achats.be/invest/investir/or/news/2020/07/or-trackers-conservation
- https://www.goldavenue.com/fr/guide-metaux-precieux/guide-de-l-or-comment-investir-dans-l-or
- https://lecourrierdesstrateges.fr/2021/06/18/%F0%9F%8E%96comment-acheter-conserver-revendre-de-lor-aujourdhui/
Physical gold:
- https://transactionbourse.com/comment-stocker-de-lor-physique/
- https://achatorphysique.com/avis-courtier-goldbroker
- https://achatorphysique.com/avis-courtier-aucoffre
Trackers for gold:
See also
References
- [Halam] Andrew Hallam, Millionaire expat: how to build wealth living overseas, 2d edition, Wiley, 2018
- wage
